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However, realty is far too expensive for many people to buy outright using cash: Islamic home mortgages resolve this problem by having the home change hands twice. In one variation, the bank will buy the house outright and then serve as a property manager. The homebuyer, in addition to paying rent, will pay a contribution towards the purchase of the property.
This is because in some countries (such as the UK and India) there is a stamp task which is a tax charged by the federal government on a modification of ownership. Because ownership changes twice in an Islamic home loan, a stamp tax may be charged twice. Many other jurisdictions have comparable transaction taxes on change of ownership which might be imposed. https://debop.ru/user/ephard1me4 |
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