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Nevertheless, real estate is far too pricey for many people to purchase outright using money: Islamic home mortgages solve this problem by having the home change hands two times. In one variation, the bank will buy the home outright and then serve as a property manager. The property buyer, in addition to paying lease, will pay a contribution towards the purchase of the property.
This is due to the fact that in some countries (such as the UK and India) there is a stamp duty which is a tax charged by the government on a modification of ownership. Since ownership changes twice in an Islamic home mortgage, a stamp tax may be charged two times. Lots of other jurisdictions have comparable transaction taxes on change of ownership which may be levied. http://util71.ru/user/coenwivo9g |
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