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However, property is far too expensive for the majority of people to buy outright utilizing cash: Islamic home mortgages solve this problem by having the property change hands two times. In one variation, the bank will purchase your home outright and then serve as a landlord. The property buyer, in addition to paying rent, will pay a contribution towards the purchase of the home.
This is due to the fact that in some countries (such as the UK and India) there is a stamp task which is a tax charged by the federal government on a change of ownership. Because ownership changes twice in an Islamic home mortgage, a stamp tax might be charged twice. Numerous other jurisdictions have comparable deal taxes on modification of ownership which might be imposed. http://95.shymkent-mektebi.kz/user/roydelhmm6 |
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