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There isn't a set amount for one point, but. For example, if you have a 5% rates of interest, purchasing one point may decrease the interest rate to 4. 75% or 4. 875%, depending on your lending institution's terms. If you're purchasing mortgage points, you can purchase more than one, or even a portion of one, if the lender allows it.
If you're interested in mortgage points and decreasing your rates of interest, ask your lender for a rate sheet to see the rates of interest and matching home loan points. Better yet, you need to ask the lender for the particular dollar amount you 'd need to pay to decrease your home mortgage rate by a specific percentage, since points (and portions of points) can be confusing. http://vishakhaaluminiumextrusion.com/index.php?option=com_k2&view=itemlist&task=user&id=263424 |
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