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There isn't a set quantity for one point, but. For example, if you have a 5% interest rate, purchasing one point may lower the interest rate to 4. 75% or 4. 875%, depending on your lender's terms. If you're purchasing home mortgage points, you can purchase more than one, or even a portion of one, if the lender permits it.
If you have an interest in home loan points and lowering your rates of interest, ask your lender for a rate sheet to see the rate of interest and matching home mortgage points. Much better yet, you should ask the lender for the specific dollar amount you 'd need to pay to reduce your home mortgage rate by a particular percentage, since points (and fractions of points) can be complicated. http://anna.websaiting.ru/user/tirgonhktf |
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