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There isn't a set amount for one point, but. For instance, if you have a 5% rate of interest, buying one point may decrease the rate of interest to 4. 75% or 4. 875%, depending on your lending institution's terms. If you're buying home loan points, you can purchase more than one, or perhaps a fraction of one, if the loan provider allows it.
If you're interested in home loan points and lowering your interest rate, ask your lender for a rate sheet to see the rate of interest and matching home loan points. Even better, you must ask the lending institution for the specific dollar amount you 'd have to pay to reduce your mortgage rate by a specific portion, because points (and portions of points) can be complicated. http://cosmostech.eu/technologyadvances/index.php/?option=com_k2&view=itemlist&task=user&id=118271 |
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