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There isn't a set amount for one point, however. For instance, if you have a 5% interest rate, purchasing one point may reduce the interest rate to 4. 75% or 4. 875%, depending on your lending institution's terms. If you're buying home mortgage points, you can buy more than one, or perhaps a portion of one, if the lending institution permits it.
If you have an interest in mortgage points and lowering your rates of interest, ask your lending institution for a rate sheet to see the rates of interest and corresponding mortgage points. Even better, you should ask the lending institution for the particular dollar amount you 'd need to pay to reduce your home mortgage rate by a specific percentage, since points (and fractions of points) can be complicated. https://www.bust-bookmark.win/get-more-info-44 |
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